Monday, August 3, 2009

How do you stay on plan?

It seems like this time of year everyone is busy with back to school, or vacations before school starts back, camps, and family reunions. For us, David is leaving this week for a short deployment, and I'll be heading to my parents house for most of the month for both my brother and sister's birthdays. My brother will also be coming home from his deployment!!!

So with all these great things going on, I've been thinking about about how I can stay on budget and still enjoy the last bits of summer. I've come up with a few things I think will help.

  • As always, before I made my budget, I sat down with the calendar and filled out all the events for the month. Then I budgeted according to what's going on. I think it's extremely important to base the budget on the events of the month, otherwise you are bound to go off plan.
  • I won't be home on the next payday, I so I made sure to have a copy of the budget in my purse, on my laptop, and even downloaded to my phone. That way I always know my budgeted amounts.
  • I also have alerts since to my phone via text from my bank. It lets me know the balances of my account daily, as well as any transactions that have posted. This is a GREAT help, and also gives me such peace of mind. It's great security because if something were to be incorrect or stolen from my account I would know very soon and can take the proper steps.
  • Again, I can't say enough how the envelope system has helped us! We will definitely be continuing it.
  • I've also printed off, or gathered coupons I know I'll use while traveling. For example I've earn some free 20 oz. Coke coupons from and also free jerky and candy bar coupons. These will be so helpful while traveling!

These are just a few things I hope will help me stay on plan while away from home this month. If you have any, please comment. I'd love to hear your ideas!