CHRISTMAS! Have you started shopping, making lists, putting together a "game plan"?
I love my Mama, she has the best ideas! Since David and I, and she and my Daddy are all trying to save more and pay off debt, we've decided we'll draw names for Christmas this year. We asked my brother and sister, and they are fine with the idea, too. To make it even more fun, we've made it into a game. We each drew a name from a hat, and we have to spend $20 or less on that person. The person who spends closest to $20 without going over wins! We're all so excited about this, not only does it mean that we'll only be spending $20 each, but the contest to spend $20 makes it so much fun!
*If you notice on my "October Goals" post I changed the Christmas Savings Goal. Normally I budget $50 for each of my 5 family members, so only spending $40 will saves us a lot, and we can lower the amount we need to save for Christmas, and add more to Debt Payments!